:root{--primary:#0f2d52;--secondary:#6d7684;--accent:#caa24f;--bg:#f5f7fb;--text:#17212f;--white:#fff;--radius:14px}*{box-sizing:border-box;scrollbar-width:none}*::-webkit-scrollbar{width:0;height:0}body{margin:0;-ms-overflow-style:none;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}a{text-decoration:none;color:inherit}.container{width:min(1160px,92%);margin:0 auto}.site-header{background:var(--white);position:sticky;top:0;z-index:20;box-shadow:0 4px 18px rgba(0,0,0,.06)}.nav-wrap{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:12px}.logo{font-weight:700;letter-spacing:.7px;color:var(--primary)}.logo span{color:var(--accent)}.nav{display:flex;gap:18px;align-items:center}.nav a{font-weight:600;color:var(--secondary)}.nav a.is-active,.nav a:hover{color:var(--primary)}.nav-toggle{display:none;background:var(--primary);color:#fff;border:0;border-radius:8px;padding:8px 10px}.hero{background:linear-gradient(rgba(9,27,50,.78),rgba(9,27,50,.78)),url('../images/hero-trade.svg') center/cover no-repeat;color:#fff;padding:94px 0}.hero.small{padding:70px 0}.hero h1{font-size:clamp(1.9rem,4vw,3.2rem);line-height:1.2;margin:0 0 14px}.hero p{max-width:720px;color:#dde7f3}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}.btn{display:inline-block;padding:11px 20px;border-radius:9px;font-weight:700}.btn.primary{background:#d61f2c;border:1px solid #d61f2c;color:#fff}.btn.primary:hover,.btn.primary:focus-visible{background:#fff;color:#d61f2c;border-color:#d61f2c}.btn.secondary{background:transparent;border:1px solid #c8d3e0;color:#dbe7f4}.section{padding:68px 0}.section h2{margin:0 0 16px;color:var(--primary);font-size:clamp(1.4rem,2.8vw,2rem)}.lead{color:#546070;max-width:820px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.card{background:#fff;border-radius:var(--radius);padding:20px;box-shadow:0 8px 24px rgba(18,34,61,.08)}.icon{width:42px;height:42px;border-radius:10px;display:inline-flex;align-items:center;justify-content:center;background:#e7eef8;color:var(--primary);font-size:22px;margin-bottom:8px}.thumb{width:100%;height:210px;object-fit:cover;border-radius:10px}.card h3{margin:6px 0 8px;color:var(--primary)}.cards-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px}.tag{display:inline-block;background:#e9f0f8;color:var(--primary);padding:4px 10px;border-radius:100px;font-size:.85rem;font-weight:700}.cta-banner{background:linear-gradient(120deg,#123a66,#1e4d84);color:#fff;border-radius:18px;padding:34px 26px;display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap}.cta-banner .tag{background:rgba(255,255,255,.14);color:#fff}.faq-item{background:#fff;border-radius:12px;margin-bottom:10px;overflow:hidden}.faq-q{width:100%;border:0;background:#fff;font:inherit;text-align:left;padding:16px 18px;font-weight:700;color:var(--primary);cursor:pointer}.faq-a{display:none;padding:0 18px 18px}.faq-item.open .faq-a{display:block}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{display:flex;flex-direction:column;gap:6px}.field input,.field textarea,.field select{border:1px solid #c8d2df;border-radius:9px;padding:11px;font:inherit;background:#fff}.field textarea{min-height:130px;resize:vertical}.full{grid-column:1/-1}.site-footer{background:#0c1f39;color:#d5deea;padding:48px 0 16px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:20px}.footer-grid h3,.footer-grid h4{color:#fff;margin:0 0 10px}.footer-grid a{display:block;color:#d5deea;margin:0 0 8px}.footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:20px;padding-top:14px}.alert{padding:12px 14px;border-radius:8px;margin-bottom:14px}.alert.success{background:#e8f8ef;color:#1f6a3f}.alert.error{background:#fdecef;color:#8c2020}.table-wrap{overflow:auto}.admin-top{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:16px}.admin-nav{display:flex;gap:10px;flex-wrap:wrap}.admin-nav a{padding:8px 12px;border-radius:8px;background:#e8eef7;color:#22384f;font-weight:600}.admin-nav a.active{background:var(--primary);color:#fff}table{width:100%;border-collapse:collapse;background:#fff}th,td{text-align:left;padding:10px;border-bottom:1px solid #e6ebf2}th{color:var(--primary)}@media (max-width:930px){.grid-3,.grid-2,.footer-grid{grid-template-columns:1fr 1fr}.form-grid{grid-template-columns:1fr}.hero{padding:82px 0}}@media (max-width:700px){.nav-toggle{display:inline-block}.nav{display:none;position:absolute;top:66px;right:4%;background:#fff;border-radius:10px;box-shadow:0 12px 30px rgba(0,0,0,.15);padding:12px;flex-direction:column;align-items:flex-start}.nav.open{display:flex}.grid-3,.grid-2,.footer-grid{grid-template-columns:1fr}.hero-actions .btn{width:100%;text-align:center}}